Information We Collect
We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We collect nonpublic personal information about you from the following sources: applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Include your name, address, telephone number, social security number, credit history, and other financial information. Information about your transactions with us or others. Transactions include payment histories, account balances and account activity.
Information we receive from a consumer reporting agency. Consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness. Employers to verify the information you have given to us. Include verifications of employment, income or deposits.
Information We Disclose
Your personal information will only be retained for the purpose of providing you with the information you request, and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law. By submitting data on our website, you are providing explicit consent to the transmission of data collected on the website.
Lucrative Home Loans, Inc. reserves the right to modify this Privacy Statement at any time without notice, but the most current version of the Privacy Statement is available to you by clicking on the Privacy Statement link on this Website. By continuing to use the Website and the services available through it, after the date of any change to this Privacy Statement, including accessing the Website, you agree and acknowledge acceptance of the Privacy Statement in its most current version. By providing any personal information to this site, you acknowledge that you fully understand and consent to the collection and processing of such information. Lucrative Home Loans, Inc. reserves the right at its discretion to modify this Privacy Statement at any time.
Lucrative Home Loans, Inc. gives customers and consumers the right to opt-out of certain types of information-sharing of their data by Lucrative Home Loans Inc. or by third parties who are not affiliates; Prohibit sharing certain types of information about our customers and consumers, unless particular conditions are met; Provide an initial Privacy Notice to our customers; Safeguard the confidentiality and security of customer data.
By using this website, you agree to Lucrative Home Loans, Inc. privacy statement and to the use of the information Lucrative Home Loans, Inc. receives and collects as stated herein and in ways, Lucrative Home Loans, Inc. may notify you of in the future. Your continued use of this site following the posting of changes to these terms indicates your acknowledgment and acceptance of all changes
Lucrative Home Loans Inc. requires its employees and others representing Lucrative Home Loans Inc. to conduct business with the highest degree of integrity, quality service, and fair dealings. It is the policy of Lucrative Home Loans Inc. that all employees adhere completely to all applicable state and federal laws and regulations as well as any direct orders issued by the appropriate supervisory authorities. These regulations include, butare not limited to, the Civil Rights Act of 1968, the Consumer Credit Protection Act of 1968 Truth-in-Lending-Act (Regulation Z), the Real Estate Settlement Procedures Act (Regulation X), Flood Disaster Protection Act, Right to Financial Privacy Act, Equal Credit Opportunity Act (Regulation B), Fair Housing Act and the Fair Credit Reporting Act.
The policy of Lucrative Home Loans Inc. is that the financial records of our customers and the relationships between Lucrative Home Loans Inc. and our customers are confidential and that the safekeeping of customer information is a priority of Lucrative Home Loans Inc.
We collect, retain, and use information about our customers when we reasonably believe that it will help administer our business or provide products, services, and other opportunities for them. We collect and retain information about our customers only for specific business purposes - and we will tell our customers why we are collecting and retaining it upon our customers' request unless prohibited by law from doing so. We use the information to protect and administer our customer's records, accounts, and funds; to comply with certain laws and regulations; to help us design or improve our products and services, and to understand our customers’ financial needs so that we can provide our customers with quality products and superior service.
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.